In most states, insurance coverage has a very important role to play in successfully resolving construction litigation. This is equally important to both policyholders and the claimants against them. Where a policyholder has inadequate financial resources to satisfy the claim, that role is absolutely critical. Given the high cost of construction litigation, defense coverage alone may mean the difference between a policyholder's solvency and its insolvency. All this is true on commercial, residentail , and public works projects alike, whether on-going or long ago completed. And, contrary to a popular misconception, there is often coverage for property damage to the policyholder's own work or product. As a result, both sides in construction litigation must make the pursuit of insurance coverage an integral part of their overall case stategy.
